Here’s my wedding budget template! Let me preface that we have been SAVING for this and we are choosing to spend certain amounts on certain things that are important to us. And YES we are still paying off debt. Everyone’s journey is different, let’s enjoy that about each other!
My husband and I both graduated with our degrees debt free because of the G.I. Bill and full-ride soccer scholarship respectively. So how did we land up with debt? 💸😳 Well, we were just being “normal,” because we didn’t really know any better. I was a low paid photojournalist and before we got married, I used credit cards to get through some months. 💳😫 We made a stupid financial decision of a timeshare thinking we’d need something like that to be able to afford Disney one day. We were horribly wrong and the timeshare wasn’t even available the way we wanted to use it at Disney. 🤦🏽♀️ When we wanted a family vehicle, of course there was no other way we knew of but to finance a brand-new (*cough before DR cough*) minivan. 🤷🏽♀️😫🚘💸 That’s all we have left currently, $4,200 of the van loan to go - 18 months into our debt snowball.
So my question is/was most of your debt student loans or did you find debt after college like us?
Today was a good mail day!
Over the summer, I was selected to be part of a committee looking at state testing data for my subject area. I totally forgot to submit my hours for my service until a few weeks ago (our summer wedding reception was immediately following the committee meetings and life got carried away after that). The check came today and it couldn’t have come at a better time!
We already have every dollar designated:
$160 will be set aside to replace two of my husband’s tires (the other two were replaced in October)
$145 will pay for my personal property tax
The rest will be set aside to pay for our first anniversary trip.
While it’s kind of sad that we can’t put more aside for fun things, I’m so grateful that this will help with some big expenses we have right now. I know this will help alleviate stress when we’re working on our December budget. 🙌🏼💸
When I saw this ☃️ I said “Shut up!?” really loud🤣🙈🙈🙈 He’s seriously the cutest thing I’ve ever seen! I had to have him and y’all, I am NOT an impulse buyer! I ponder over every purchase usually for DAYS before I swipe! #daveramsey but not this one! I saw it and got it! The fact that I had a matching festive caddy to hold my holiday scents was just a plus!!!🎅🏽🌲 #itsbeginningtolookalotlikechristmas