This week’s meal plan!
Monday: dragon noodles
Tuesday: cabbage and hot dogs
Wednesday: sweet and sour meatballs
Thursday: tortilla casserole
Friday: Singapore noodles
Saturday: white bean/spinach quesadillas
Sunday: taco salad
Pictures from last week’s meals:
Kale gnocchi soup
Frugal Grocery Tip: Be on a look out for sales to stock up on chicken.
Our local Smart & Final is currently running a sale on chicken thighs at .79c/lb (orig. $1.29/lb). Only catch is that they come with bones and skins. I like my thighs without bones and skins but they hardly go on sale and they are about $2.29/lb! 😦 With the sale, I got a total of 30 thighs for $12.11. That is a savings of ~$20 and is good for about 5-7 dishes 😁
With a sharp knife, a YouTube vid, and some time, you can get some boneless and skinless thighs for a lot less.
//EARTH DAY AND YOUR WALLET
Have you ever wondered how living a more sustainable life can help with getting out of debt? Today, over on sistersforfi.com (link in profile), Michelle of @going.less.waste shares how her journey towards living a less wasteful life is allowing her to live a more intentional life and tackle her student loans.
Michelle is currently a veterinary clinical pathology resident at WSU. After discovering the zero waste movement and completing a few rounds of the #minsgame, she has latched on to the idea of Refuse and Reduce. Doing so allowed her to question if she needed all of that stuff around her.
“Going less waste is what allowed me to break the cycle of mindless consumerism and believe in a future where we can be debt free. I’m so excited to continue to align my actions with my beliefs and can’t wait to see what we can accomplish once we have financial independence.”
Read her story and support her on her journey to reduce waste and become debt free @going.less.waste.
HAPPY MONDSG!! Payday was Friday, and we have no remaining bills this month, so we were able to put $900 towards our current target debt, a school loan. We’ve been able to put $2231 towards debt this month, and I cannot wait for this school loan to get outta here! Only $2935 until this one is gone forever! #debtfreecommunity#dfc#daveramsey#gazelleintense#livelikenooneelse
Yes and Amen! 🙏
Hello Friends 👋🏻 Cheers to a Happy Monday! ☕️ .
We want to continue to share helpful tips with you! .
So here’s a Key Financial Tip: ✨Track Your Expenses!
Why is this so important? Well, did you know that 80% of American Adults are in debt?😱
In other words, 8 out of 10 Americans live paycheck by paycheck! .
Tracking your expenses will help you be more mindful about your spending and therefore, help you make wiser decisions about your money! 💵 We want you to succeed!
We hope you enjoyed reading this! Let us know if you’d like more tips on this topic in the comments below 👇🏻
Saturday marked 8 months on my debt free journey. It seems like I have been doing this for years, but it also seems like yesterday. I had lost my job. I was up to my ears in debt and I was scared to death. I had no idea what I was going to do. Here’s what I did.... •
Got busy finding a new job. (I was unemployed for 3 weeks. Unpaid for only 1 week!) •
I stopped using credit cards (mostly already maxed out)
I started using cash envelopes for all my spending. •
I cut out stuff I knew I didn’t need (ummm, good bye Starbucks every other day!!) •
I found little ways to make extra money. •
Since that day, I have....
Paid off a total of $11,891.70. •
Cash flowed a trip to Virginia including costs to be in my besties wedding •
I have learned an entire different mindset and I am so excited about the future!! •
Without the support of pensions, many Baby Boomers are finding themselves unprepared for the possibly 30+ years they’ll spend in retirement. If you’re ten, twenty, or even thirty years from retirement, know that creating a plan now will pay huge dividends for your future.
Yup. We had class yesterday. Easter Sunday. We are weird. We are abnormal. We make different decisions. Did we have to? No. We voted and we choose to get together to learn how to handle ourselves so we can be FREE.
Abnormal results are achieved by abnormal people making abnormal decisions. Normal is fine. Normal is ok. Normal is normal. But normal is not what we are shooting for.
If we are going to be abnormally successful in ANYTHING. We’re going to have to be abnormal in practice. You don’t have to sacrifice all rest and never sleep. But we do have to be EXTRA-ordinary if we are going to achieve extraordinary results.
You can do it!
Happy Monday 😜Weird People
When it comes to Credit Repair it’s sooooo many assumptions whether or not it’s needed or even effective. Let me help clear up any confusion. If you currently have ANYTHING derogatory on your CREDIT REPORTS you are a good candidate for credit repair. This client had medical bills reporting now they are GONE‼️
Call us today phone 📞 800-674-8508 •
I’m home alone the next few days and going to try to use up some freezer and pantry stuff. Plan is: egg roll bowls, cheeseburgers, scrambled eggs for dayyyzzz. All I need is a carton of eggs and some coconut milk (for my iced coffee, because I’m not some sort of savage drinking black coffee)
What kind of stuff do you make when you do a pantry challenge?
🐾Money Tip #16🐾
Don’t take on more financial responsibility than you can handle!🙅🏻♀️
This is a tough one, and I’m sure many people will disagree with me here, but this has been huge for our success with money.
➡️Remember this: Your AGE is not a factor when looking at how much financial responsibility you should take on. Look at the baby steps and evaluate the risk!⚖️
The 2 areas that people tend to take on too much responsibility:
Pets are not super expensive, but if a person is living paycheck to paycheck this could be the thing that tips the scale against them.
It’s FUN to spoil your dog and it’s incredibly EASY to do!! But if you’re paying off debt, this can slow you down significantly and make the process more stressful.
We waited to get Milo💕 until Ethan had been at his job for over a year and I felt confident about the future of the business.
I would say baby step 3 is a great time to widen financial responsibility with pets. It’s all about reducing risk during baby step 2 so you can get out of debt FAST!🏃🏻♀️
2. Home Ownership
Ideally, housing should be 25% of a person’s income. This can be skewed when looking at buying a house because the monthly costs will be MORE than just a mortgage and utilities!
For example, off the top of my head, just this month Ethan and I
🌲had to pay to get a dead tree taken out
🔧had our weed eater break so we have to pay for parts to get that fixed
🧰had our yard cart break so we got a “new” wheelbarrow
😐bought gas for the lawn mower
🛠our garage door kept tripping the breaker so we had lots of trips to Home Depot to figure that out 🤦🏻♀️
Home ownership costs A LOT more than just the monthly mortgage and utilities!
It’s a financial responsibility that adds a lot of risk to the equation if it’s not accounted for.😟
Finding CONTENTMENT is hard y’all. Period. End of story.
But I find it especially hard in this age of social media where nearly everyone posts only the best parts of their lives online for the world to see. These perfect highlight reels make it easy to fall victim to the comparison game and to quickly lose joy for the place that we’re at in our own journey.
Today I challenge you to unfollow, block, hide, do whatever it takes to remove from social the people that you find yourself comparing your life to. Your heart (and checkbook) will thank you. 💜
Back to the grind 💪
We spent a total of $220.64 on our little getaway. We took a roadtrip 3.5 hours away to the gulf coast to visit family.
Our expenses include some clothing we had been putting off buying but needed and we found good prices on 👍
We kept costs low by driving, splitting cost with family, eating inexpensively and only doing only 1 paid activity (the zoo) 🦁
If you have debt, quickly save $1,000 for a starter emergency fund. Once you've paid off all debt except for your home, save up a full emergency fund of 3-6 months worth of expenses. This money saved will give you a HUGE sense of security to move forward and accomplish the rest of your financial goals.
Is Full-Time Traveling As Good As It Sounds? I know that traveling full-time sounds fascinating – you get to explore new places, bring your home everywhere you go, try new foods, meet new people, and more.
But, it's not always beaches, mountains, and other beautiful landscapes.
I’m definitely not complaining and I am very thankful for the life I get to live. However, while I once believed that full-time travel was the greatest thing ever, lately I have been feeling oh so tired!
Over the last few months, I have seen countless friends and travelers that I know stop traveling full-time, all for various reasons. And, each time someone quits, I have stopped and thought about my own life and full-time traveling journey.
I want to bring this up because I know that so many people who travel full-time feel that they are the only ones having a hard time – struggling with loneliness, dealing with broken RV or boat parts, feeling tired, and so on. Please head on over to my blog to read the full blog post. Enjoy!
If you travel full-time, what do you think the downsides would be? If you don’t travel full-time, would you?
Today I declined a promotion. It would take me away from my current location as well as focus my skills on a completely different aspect of my scope of practice within the medical field. I thought about it all weekend and went through the job duties very closely and decided that just because it is a raise in the ladder and a pay increase, it isn’t the path I want my career to take. Sometimes you have to closely examine if going up the corporate ladder is falls in line with your personal and professional goals.
It’s a beautiful Monday morning and I’m looking forward to another week with my online fit girls AND I’m running my coaching info session this week!!
My life changed as a challenger because it opened my eyes that health and fitness doesn’t have to be torture, but WOW my life as a coach is truly fulfilling.
If you’re wondering what I do, how I’ve created an income by focusing on my own lifestyle, I’d LOVE to tell you! Just click the link below 🤗 who knows, maybe this opportunity is the one you’ve been praying for! ❤️
click to join: https://www.facebook.com/groups/1603224703154827/?ref=share
Happy Earth Day! In honor of #earthday I’m sharing a frugal tip that also benefits the environment. All those bottles of body wash are expensive and filling our landfills with more plastic. Whereas bars of soap usually come in paper packaging that can more easily be recycled, plus it’s much cheaper! Consider switching today! 🧼
Happy Earth Day! 🌱
Today is bathroom cleaning day following the @cleanmama cleaning routine. As I was cleaning our bathrooms today I started thinking about the swaps I have made in our cleaning products over the last few months in an attempt to make our home more organically & naturally clean. My bathroom caddy used to be full of warning labels. So many harsh chemicals, artificially scented cleaners and labels with cautions galore. I was of the thinking that “clean” was defined by a specific strong smell and the only effective way to kill germs was to use the harshest store bought cleaners. But after doing some research and reading books by @cleanmama I realized that wasn’t true and something had to change for our family.
I feared that changing our cleaning supplies would be expensive, but quite the opposite is in fact true! Today my cleaning caddy is much more environmentally friendly, sustainable, non toxic and budget friendly.
(The caddy is from Dollar Tree)
• DIY cleaning spray in a reusable bottle filled with water and a few drops of @drbronner Castile soap (I love the peppermint scent)
• spray bottle with vinegar
• glass jar of baking soda
• essential oil (often peppermint or lemon)
• washable microfibre cloths
• scrub brush
• @preschoice Green toilet bowl cleaner
• Norwex enviro and polishing cloths
• rubber gloves
This is a system that works for our family and our home. I was shocked to realize that it was minimal in time and cost to maintain; the DIY cleaners/spray bottles are pennies to make and after investing in our cloths 2+ years ago the only cost now is a load of laundry to clean them. And the best part, pairing these items with the cleaning schedule makes bathroom cleaning simple and quick. I am all for less time spent cleaning bathrooms 🙌
I know I should lock my car, but I shouldn’t have to! It was in my driveway. I took out cash to pay for childcare last week. But, instead someone went through my gate into our driveway and went through my car. They found the money I forgot to take out of the center compartment. So, there goes one full day of work. #fml#debtsucks#dontsteal#debtfreecommunity